Today’s Refinance Rates: January 28, 2025—Rates Drop
The rate on a 30-year fixed refinance slipped today. The average rate for refinancing a 30-year fixed mortgage is currently 7.34%, according to Curinos. For refinancing a 15-year mortgage, the average rate is 6.
Refinance Rates Decline for a Third Day
Rates on 30-year refinance loans dropped another 2 basis points Wednesday, nudging to average down to 7.03%. That's now the cheapest level for 30-year refi rates since Dec. 18. In September, 30-year refinance rates plunged to a two-year low of 6.01%. But they then surged as high as 7.30%—before recently moving lower.
Mortgage demand drops further, even as interest rates settle
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) remained unchanged at 7.02%.
Mortgage Refinance Rates Today: January 27, 2025—Rates Inch Up
The rate on a 30-year fixed refinance jumped today. The average rate for refinancing a 30-year fixed mortgage is currently 7.39%, according to Curinos. For refinancing a 15-year mortgage, the average rate is 6.
Refinance Rates Edge Slightly Higher, Remain Near 2025 Lows
After notching a 5-month high, then dropping for a week straight, 30-year refi rates ticked up Thursday. Rate movement was mixed for other refi loan types.
Today's Mortgage Rates | Rates May Not Drop Much This Year
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Refinance Rates Fall to an Almost 6-Week Low
After ticking up for two days, 30-year refi rates dropped Monday to their cheapest level since mid-December. Rates moved lower for other refinance loan types as well.
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