Our step-by-step guide details the mortgage application process, explaining what you do and what the lender does. Some or all of the mortgage lenders featured on our site are advertising partners of ...

Mortgage rates dropped to a 1-year low, and recent data shows a clear shift toward buyers across the U.S. housing market.

If you've had "homeowner" on your vision board for a while and have finally saved enough money to make that dream a reality, it's tempting to rush through the mortgage application process. It's an ...

Applying for a mortgage is a big step, both towards becoming a homeowner and in terms of your finances. Ideally, when you finally submit your application, you will get approved — and it will be under ...

Goodliffe said: “One of the biggest mistakes first-time buyers make is falling for conditional selling. You don’t have to use the estate agent’s broker or solicitor, no matter how much pressure they ...

Qualifying for a mortgage can be intimidating for first-time homebuyers and veteran homeowners alike. By learning what lenders look at when deciding whether to approve a loan, anyone in the housing ...

Since the 2008 recession, traditional mortgage lenders have had to tighten lending criteria. In many ways, this is good for borrowers as unethical lenders won't pressure them into taking on mortgages ...

Of the millions who applied for a mortgage loan in 2023, close to 12% were turned down, according to the Federal Reserve Bank of New York. People are often rejected because of recent financial ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Mortgage applications can be denied for multiple reasons, including credit issues and changes in employment. If your mortgage application is rejected, you can explore other lenders and loan options ...

If you're planning to refinance your home this fall, you may not need as much of a rate reduction as you think.