You might find yourself in a situation where a personal loan seems like the only option for getting the cash you need.

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Applying for a personal loan can affect your credit score – in a bad way at first, but ultimately for the better, assuming you handle the loan responsibly. When you first apply for a loan, your credit ...

A personal loan is a type of installment loan that allows you to borrow money to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to ...

Borrowers with good to excellent credit get the best interest rates and loan terms, but you can still qualify for a personal loan with fair credit or lower if you apply with a co-signer or co-borrower ...

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about ...

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It can be more difficult, but it's still possible. Here is what you need to know. Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author ...

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A personal loan is money you borrow from a bank, credit union, or online lender, usually paid back in monthly installments. Most personal loans are unsecured, meaning you don’t need any collateral ...