Mortgage rates today, January 9, 2026: 30-year rates remain unchanged at 6.16%

Current mortgage rates are unchanged and lower than they were seven days ago. Rates are lower than they were in early 2025, ...

5 pros predict how mortgage rates will move in January 2026 — and beyond

Mortgage rates fell in 2025. As of Dec. 24, 2025, the 30-year fixed-rate mortgage averaged 6.18%, down from the week prior ...

Will Mortgage Rates Finally Fall in 2026? Here’s What the Latest Forecasts Show

If you're looking for a home to buy, mortgage rates are likely top of mind. Will they drop in 2026? Here's what six experts ...

A powerful force has been holding back the housing market. It’s finally easing.

There are now more Americans with mortgage rates higher than 6 percent than below 3 percent. Here's why that matters.

Will Mortgage Rates Go Down in 2026?

Homebuyers hoping for mortgage rates to come down significantly will likely be disappointed again next year, experts say.

Compare Today’s Mortgage Refinance Rates

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...