The gov't agency responsible for policing credit reporting agencies is being defunded. How can you make sure your credit ...

Credit repair may offer faster dispute resolution, expert analysis and the potential for score improvement. Approach credit repair with realistic expectations, as there’s no guarantee of specific ...

If your credit score drops, there are definitely steps you can take to fix it. In some cases, it might not take much at all to repair your credit score, while in others, you might be looking at years ...

You can do credit repair on your own for free, but the process can be time consuming and involve multiple steps. Credit repair companies can help you improve your credit by identifying inaccuracies on ...

This might be the most expensive myth in personal finance. Saunders said people think keeping a balance on their credit card proves they’re using credit responsibly. “[The myth is] that carrying a ...

Credit scores affect everything from interest rates to major purchases, like houses and cars, but the rules that shape them continue to evolve. This week, the AFRO spoke with Bonita Grant, founder and ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...