Mortgage Rates Today, December 30, 2025: 30-Year Rates Climb to 6.29%

Explore current mortgage rates and what they mean for homebuyers.

Mortgage rates dip amid hopes of downward trend

Shop smarter for mortgage rates. Bankrate connects you to the latest lender offers, tailored to you. Find your low rate today ...
Rolling Out

Mortgage rates today show mixed changes across loan terms

Mortgage rates today experienced mixed movement, with the most popular 30-year fixed-rate mortgage showing improvement while shorter-term loans saw modest increases. Current market ...
HousingWire

The $2–4% mortgage trap is freezing housing: Defeasance may be the way out

Millions of homeowners remain locked into ultra-low mortgage rates, freezing housing supply — defeasance may offer a ...

Mortgage Rates Show Biggest Drop in 3 Months

After climbing to their most expensive level since July the previous day, 30-year mortgage rates dropped sharply Thursday. Rates for most other loan types declined as well.