Failing to finish a debt settlement program can undo your progress and may even leave you worse off than before.

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company JG Wentworth, it was found that nearly half of respondents worry about ...

Achieve reports on options for debt help, which vary from debt consolidation to professional relief or bankruptcy.

A debt management plan (DMP) helps overwhelmed borrowers pay back unsecured debts, like credit cards or personal loans. Read Next: 5 Subtly Genius Moves All Wealthy People Make With Their Money ...

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.

Thinking about enrolling in a debt relief program this month? Ask these questions first to avoid major missteps.

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Debt repayment apps can reduce stress and help users understand their finances to make better decisions. Most debt payoff apps are free or have a low-cost version. Be sure to select a debt payoff app ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Americans' household debt is at an ...

NASHVILLE, Tenn. (WTVF) — If credit card debt has you feeling stressed, you’re not alone. Yeah, credit cards can be a helpful tool, but it's easy to quickly fall behind and for some, it can be a ...

There are several ways to deal with overwhelming debt, and the right one for you depends on the severity of the problem and the resources you have. If you’re exploring debt management vs. debt ...