Annuities provide periodic payments for an agreed-upon period of time, either now or in the future, for the annuitant or beneficiary. You can annuitize the annuity by making monthly, semiannual, or ...

John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Michael Adams is a former Cryptocurrency and ...

Certain annuities offer more stability than others, especially in this shifting interest rate and market landscape.

Annuities can help solve the biggest challenge of retirement. When you save up for retirement, the two largest risks are intertwined. First, you risk not being able to pay your bills if you don't ...

An annuity is a contract made between an insurance company and an investor. In exchange for premium payments from the investor, the insurance company agrees to pay a certain amount of money in the ...

As you plan for retirement, you may set a goal to accumulate a $1 million nest egg. If you put that money into an annuity, you could expect a steady monthly income. That’s an appealing prospect, ...

Experts say that retirees need 75% to 80% of their pre-retirement income after they retire. Social Security covers part of that, and pensions, interest, dividends and/or rental income contribute as ...

When you need another stream of income for retirement, you might consider an annuity. You purchase the annuity from an insurance company and receive payments back at a later date. Before buying an ...