Annuities provide periodic payments for an agreed-upon period of time, either now or in the future, for the annuitant or beneficiary. You can annuitize the annuity by making monthly, semiannual, or ...

Certain annuities offer more stability than others, especially in this shifting interest rate and market landscape.

With the chosen index, interest crediting will generally be based on a formula that can include floors, caps, participation rates, spreads, and, less commonly, buffers. To explain these basic features ...

All else equal, high-rate periods favor buyers of fixed annuities, like immediate annuities (SPIAs), deferred income ...

Those new to the finance world and looking into retirement may be overwhelmed with all the new terms and information out there. In this article, we give you a Fixed Annuity 101 Guide to help you ...

The firm's commission-free model, booming demand and shifting advisor attitudes are fueling growth, CEO David Lau says.

This article is part of a series; click here to read Part 1. Retirement spending goals are often expressed in terms of inflation-adjusted spending numbers. This is what the 4 percent rule-of-thumb ...

Anyone approaching retirement in the UK is likely to have noticed soaring annuity rates over the past year or so. Powered by rising interest rates and gilt yields, rates have risen by almost 50% ...

A fixed annuity is a popular source of retirement income. This insurance contract can pay you a guaranteed interest rate on your contributions, and your earnings could also grow tax-deferred until you ...

As you plan for retirement, you may set a goal to accumulate a $1 million nest egg. If you put that money into an annuity, you could expect a steady monthly income. That’s an appealing prospect, ...