Mortgage rates have been historic in their own right during the past few years. The average 30-year fixed rate reached an all-time record low of 2.65% in January 2021 before surging to 7.79% in ...
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Why lower mortgage rates still won't fix affordability, in charts
Mortgage rates are finally drifting down from their recent peaks, but the math on homeownership still does not work for a large share of American households. Prices climbed so far, and supply is so ...
Housing affordability remained tight in 2025, with high prices and mortgage rates limiting buyers, while experts expect only gradual relief starting in 2026.
Mortgage rates change all the time, as lenders adjust their offers up or down depending on what's happening on a grand scale. Shifts in the economy, changes in markets, and big events like national ...
During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...
If you're looking for a home to buy, mortgage rates are likely top of mind. Will they drop in 2026? Here's what six experts ...
3% mortgage rates are unlikely to return soon. Current low-rate mortgages are causing a "locked-in" effect. Housing affordability remains a significant challenge, especially for first-time buyers.
The final Federal Reserve meeting of 2025 was completed this week, and with it, the final interest rate cut of the year was issued. Now comes the interesting part. After all, a Fed rate cut is never a ...
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