What's a good mortgage interest rate in 2026?

The mortgage interest rate climate has changed. Here's what a good rate is considered to be at the start of 2026.

Average US long-term mortgage rate edges higher but remains near 2025 low

The average rate on a 30-year U.S. mortgage edged higher this week to just above its 2025 low. Mortgage buyer Freddie Mac ...

Mortgage Rates Drop to Start Off 2026

While homebuyers should not expect a drastic reduction in mortgage rates in the near term, rates could continue to fall ...
NerdWallet

Mortgage Rates Today, Friday, January 9: An Even 6%

TL;DR: Rates remain in the same 6% range that they've occupied for weeks. Some or all of the mortgage lenders featured on our ...

Mortgage rates today: January 8, 2026 – rates fall for 3rd straight day

Fifteen-year mortgage rates fell to a one-month low today. Currently, the average interest rate on a 30-year fixed mortgage ...
ConsumerAffairs

Trump floats plan to lower mortgage rates

President Trump is proposing a federal initiative to purchase mortgage-backed securities as a way to push down long-term ...

Mortgage rates are projected to drop, but not enough to justify refinancing. How homeowners can tap into their equity for more cash without a new deal

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, ...

Real estate stocks jump on Trump’s mortgage bond plan. Rates hit 5.99%.

Getting a rate below 6% carries psychological heft for buyers, says Rocket Mortgage Chief Business Officer Bill Banfield.

Latest HELOC & Home Equity Loan Rates: January 9, 2026

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Banks balk at Trump's push for 10% cap on credit card interest rates

Reviving a campaign pledge, President Trump wants a one-year, 10% cap on credit card interest rates, a move that could save ...