Many borrowers think that making payments shields them from legal trouble, but the reality isn't always so simple.

Before you hand over money to a debt collector, take these steps to protect both your finances and your rights.

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.

Not all debts qualify for settlement, but knowing which ones are excluded can help you plan your payoff strategy.

Recently, the Federal Trade Commission filed a complaint against seven companies and three individuals operating the "Accelerated Debt" program that falsely claimed to reduce consumers' debt by as ...

JACKSONVILLE, Fla. – Florida is ranked third in the nation with the most debt collection calls, according to the Federal Trade Commission. Here are some ways to handle the calls and get help. Debt ...

An example of good debt is a student loan used to pay for education that increases your earning potential or a mortgage for a ...

There are several ways to deal with overwhelming debt, and the right one for you depends on the severity of the problem and the resources you have. If you’re exploring debt management vs. debt ...