Annuities spark plenty of debate between investors and financial advisors. These retirement savings vehicles are insurance products, and, like any other financial instrument, they have advantages and ...

A variable annuity is an insurance contract that invests in market-based subaccounts and grows tax-deferred. It may offer features like lifetime income guarantees or death benefits. These features ...

Annuities are a financial product commonly associated with retirement planning due to their ability to provide reliable payments over time. But lately, thanks in large part to their potentially higher ...

From time to time — not often enough for me — financial products come out that actually fill a need. I'll discuss a couple today, and more in future columns. While I find these products newsworthy, ...

Retirement should be a time for relaxation, travel, and pursuing your passions. However, a nagging concern haunts many: they fear they will outlive their savings. After all, as lifespans increase, the ...

While most Americans are feeling the pinch caused by ongoing economic uncertainties, perhaps no group feels its impact as strongly as seniors, especially those on a fixed budget. Despite easing ...

One of the biggest decisions anyone has to make for retirement is where to invest money. If you ask 10 different financial advisors, there is a 100% chance you’ll get 10 different answers. This is ...

Life insurance is commonly purchased to provide financial support for the policyholder’s loved ones in the event of an untimely passing. It acts as a legacy planning tool that can provide funds for ...

Hybrid annuities are structured to provide both growth and income for their investors. These vehicles can, in fact, serve many purposes, but the question is, how well can they really perform each of ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. One of the biggest decisions anyone has to make for ...