Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Renee Fleck has spent more than six years covering personal finance and is an expert on student loans and refinancing. Fox Money is a personal finance hub featuring content generated by Credible ...

Stafford Loans are also known as Direct Loans. They’re federal loans provided by the U.S. government to help students pay the costs of college. There are two types of Stafford loans subsidized and ...