What’s Changed About Life Expectancy—and Why It Matters People are living longer nowadays. According to the Centers for Disease Control and Prevention (CDC), the average life expectancy was 75.8 years ...

For decades, retirement has been promoted as the pinnacle of financial success, a time when one can stop working and enjoy ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. Many retirees report that good health is one of the most ...

If you think you know how long a retirement-age American is likely to live, try taking our one-question quiz. Most people get ...

Key Takeaways Child-free retirees often enjoy more flexibility but must proactively plan for long-term care and estate decisions.Without heirs, the focus shifts from legacy building to safe spending, ...

No matter how much time and effort you put into planning your retirement, a single life change can throw those plans into disarray. In fact, this is probably more the norm than the exception. That’s ...

Before you delay or take Social Security, it's important to do your research. Here are 8 things to be aware of if you plan to ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...

Uncertain market performance—specifically, big losses early in retirement—tends to dominate the conversation about risks that can imperil a retirement plan. And for good reason: We found in our 2025 ...

Not even half of workers are on track to maintain their current lifestyle in retirement. Retirement preparedness differs by generation—and the results may surprise you.

My retirement plan was derailed after my daughter passed away and I adopted my 6-year-old grandchild. How can I avoid having to work forever? Planning for retirement is never easy with the natural ...