What will next Fed rate cut mean for mortgages, credit cards and car loans?

While a Fed rate cut is big news, consumers might only be expected to see slight relief when it comes to much borrowing.
CNET

Refi Rates Dip Since Last Week: Mortgage Refinance Rates for July 3, 2025

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...
AOL

Mortgage and refinance rates for May 20, 2025: Moody's credit downgrade pushes 30-year fixed benchmark closer to 7%

Mortgage rates are determined by many factors that include inflation rates, economic conditions, housing market trends and the Federal Reserve's target interest rate. Lenders also consider your ...
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If These 5 Things Are True, It’s Time to Refinance Your House

You can refinance your home for many reasons including if you need to access your equity, if you want a lower rate, and more.