Mortgage rates are projected to drop, but not enough to justify refinancing. How homeowners can tap into their equity for more cash without a new deal

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, ...

Today’s mortgage refinance rates: December 29, 2025 – rates hold steady

Mortgage Research Center. Rates averaged 5.28% for a 15-year financed mortgage and 5.94% for a 20-year financed mortgage.
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Don’t Refinance Too Quickly: A Lower Rate Could Actually Cost You Thousands

Refinancing can be a tempting option when mortgage rates drop, but in truth, it’s not always the right choice. As of Sept. 11, the 30-year mortgage rate stood at 6.35%, falling 15 basis points ...

How Banks Determine Loan Interest Rates: Key Factors Explained

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

Mortgage rates projected to drop, but not enough to justify refinancing. How homeowners can tap equity for added cash

Fannie Mae’s latest housing forecast projected the average 30-year fixed mortgage rates would be 6.2% in the first quarter of ...