Founded in 1838, Ballston Spa National Bank serves individuals, businesses, organizations and families through 13 full-service branches across Albany and Saratoga Counties in New York State.

To Replace Existing $65 Million Encina Credit Facility at Lower SpreadsNEW YORK, NY, Nov. 06, 2025 (GLOBE NEWSWIRE) -- Saratoga Investment ...

Arrow Bank National Association received a 5-Star Superior rating from Bauer Financial, Inc., the nation’s premier bank rating firm. Arrow Bank, formerly named Glens Falls National Bank and Trust ...

Reduces Applicable Margin: The applicable margin under the Valley Facility is 2.85% per annum with no SOFR adjustment, which is a reduction of approximately 150 bps compared to the all-in rate of 4.35 ...