Starting January 1, 2026, Federal employees and retirees will be able to convert money from their traditional Thrift Savings Plan accounts to a Roth TSP account. Federal employees can make their ...

Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...

Converting a traditional IRA or 401(k) to a Roth account can save retirees thousands in taxes over their lifetime, but only ...

Question: “We have $900,000 in a TSP [Thrift Savings Plan, retirement plans for government workers and military]. We’d like to convert a portion to a Roth. It seems like financial planners are ...

Picture a 55-year-old earning $400,000 with $1.5 million in a traditional 401(k). The plan’s summary plan description allows in-plan Roth conversions, and the box has sat unchecked for years. That ...

Comprehensive guide explains the January 1, 2026 changes to TSP catch-up contributions, in-plan Roth conversions, and updated contribution limits — and outlines how federal workers can use rollover ...

A federal employee with 30 years of service and a $90,000 high-3 average salary receives only $27,000 annually under FERS, ...