TransUnion (TRU) is taking up FHFA Director Bill Pulte’s challenge to increase competition in mortgage credit scoring and lower the cost of borrowing for consumers. This pivotal policy shift empowers ...

Transunion will offer the credit scoring model for $4 in 2026, following previous moves made by VantageScore partners ...

“Trended and alternative credit data provides the most complete picture of consumers, and TransUnion’s new approach unlocks this vital data in the mortgage lending industry, benefitting homebuyers, ...

With FICO's new Mortgage Direct License Program, mortgage lenders can now buy FICO scores directly without going through the ...

Other studies have found fewer credit pulls could be viable, but this shows millions more would be adversely impacted than in ...

Equifax EFX has slashed prices for mortgage credit scores in response to Fair Isaac 'sFICO move last week that aimed to limit ...

Mortgage lenders can now access scores directly from FICO, rather than just the three main credit bureaus—and consumers may ...

Perhaps sensing an opening, fintech Plaid has also joined the fray. This week, it launched its own credit score service.

Last week, FICO enabled tri-merge resellers to license its credit reports directly, bypassing Equifax, Experian, and TransUnion, while Equifax countered by reducing VantageScore 4.0 prices to US$4.95 ...

Shares of credit bureaus fell Thursday, a day after Fair Isaac said it would allow mortgage lenders to access FICO scores directly, bypassing credit bureau companies. Equifax fell 8.7% to $231.59 a ...

Fair Isaac aims to reshape the industry with its move to bypass the big credit bureaus in mortgage scoring. Lenders may save ...