Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by the value of the property you're buying, usually expressed as a percentage. A lower LTV ratio can help you get a lower ...

Lenders look at several factors to determine if you qualify for a mortgage. The loan-to-value ratio is a key metric that can impact your ability to get a home equity line of credit (HELOC) or home ...

A home equity investment (HEI) allows you to access cash by leveraging the value of your home. Also known as home equity agreement or home equity sharing, it's an alternative to a HELOC or a home ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But with rates fluctuating and home lenders offering vastly different ...