Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...

Learn how mutual insurance companies operate, their investment strategies, and how profits benefit policyholders. Explore the differences with stock insurance firms.

Learn how Personal Injury Protection (PIP) covers medical expenses, lost wages, and more, regardless of fault. Explore state requirements and coverage limits today.