The article January Mortgage Outlook: New Year, Same Rates originally appeared on NerdWallet.

The mortgage interest rate climate has changed. Here's what a good rate is considered to be at the start of 2026.

Current mortgage rates are unchanged and lower than they were seven days ago. Rates are lower than they were in early 2025, ...

Mortgage rates fell below 6% for the first time in years, after Trump said Fannie and Freddie would buy $200 billion worth of ...

The average mortgage interest rate on a 30-year term is 5.87%, according to Zillow, as of January 9, 2026. That's lower than ...

The rate on a 30-year fixed refinance rose to 6.22% today, according to the Mortgage Research Center. The average rate on a ...

Fifteen-year mortgage rates fell to a one-month low today. Currently, the average interest rate on a 30-year fixed mortgage ...

The housing market faces dual pressure as fewer Americans apply for mortgages while lenders reduce loan programs and increase ...

President Donald Trump says he is directing the federal government to buy $200 billion in mortgage bonds, a move he said ...

The average long-term mortgage rate rose to 6.16%, mortgage buyer Freddie Mac said Thursday. That’s up slightly from 6.15% ...

While homebuyers should not expect a drastic reduction in mortgage rates in the near term, rates could continue to fall ...

U.S. housing inventory growth slowed to 9.99% year-over-year last week as mortgage rates near 6% and price cuts reach 34.7%.