I bought Boots No7 Instant Radiance lotion and it says use alone or under foundation. Could you tell me if and when I should use a moisturiser, because the girl in boots didn't seem to have a clue!

My partner says that he is hooked on sex chat lines. He is spending more and more money on the phone bills, but it is the thought of him telling other women what he wants to do to them that really ups ...