Discover how to access cash from your life insurance policy. Learn about withdrawals, loans, surrenders, and life settlements ...

Cash value life insurance is a type of permanent life insurance that uses your monthly premiums to build value within the policy. Cash value life insurance combines the benefits of life insurance with ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under the ...

Kimberly Lankford is an insurance staff writer at Buy Side. Term insurance locks in rates for a specific period, with low-cost premiums but no cash value. Whole life provides lifelong coverage and a ...

Received far fewer complaints to state regulators than expected for a company its size. May pay dividends to select policyholders. Offers disability and long-term care insurance in addition to life ...